Bilingual Mortgage Lender in Central Iowa
Bilingual Guidance for FHA, VA, and Conventional Home Loans in Central Iowa.
Welcome to your path to homeownership. I'm Marlen Maddux (NMLS 1622760), a bilingual Branch Manager and Loan Officer at American Pacific Mortgage. Whether you're buying your first home in Des Moines, upgrading in Urbandale, or settling in Ankeny, I provide clear, honest mortgage guidance in both English and Spanish.
Trusted by 500+ Families in Central Iowa
500+ Families Helped!
Guiding Central Iowa families home
2025 Top Woman Originator
Recognized for excellence in lending
American Pacific Mortgage
Proud to be Employee Owned
¡Servicios en Español!
Complete mortgage services in Spanish from application to closing.
Why Work With Marlen Maddux?
Navigating the mortgage process shouldn't be stressful. With years of experience serving the Des Moines metro area, I specialize in finding the right loan for your family's unique needs.
From understanding down payment assistance to securing competitive rates, I'm here to advocate for you every step of the way. As your local Urbandale and West Des Moines mortgage expert, I ensure your offer stands out.
Spanish-Speaking Mortgage Help
Buying a home is more than a transaction; it's a milestone. I provide fully bilingual support to ensure you understand every document and term.
Hablamos Español.
Entiendo que comprar una casa es uno de los pasos más importantes para su familia. Como prestamista hipotecaria bilingüe, le guiaré en su propio idioma durante todo el proceso, asegurando que entienda cada detalle desde la precalificación hasta el cierre.
Awards & Recognition
NAMB Broker of the Year 2024
Recognized by the National Association of Mortgage Broker as 2024 Broker of the Year - the highest honor in our industry for excellence in client service and loan production.
Top Individual Loan Originator
Awarded Top Individual Loan Originator from the Iowa Finance Authority, recognized during Women's History Month for outstanding service to Iowa homebuyers.
Watch on WHO 13 News
American Pacific Mortgage Top Producer
Consistently ranked among APM's top loan officers nationwide, helping hundreds of Iowa families achieve homeownership annually.
4.98/5 Customer Rating
Trusted by families with an outstanding 4.98/5 customer satisfaction rating through American Pacific Mortgage.
Loan Options We Help With
Expert Mortgage Advice in English & Spanish. We help you find the best loan with the lowest payment.
First-Time Home Buyer Loans
Low down payment options to help you stop renting and start building equity in Central Iowa.
FHA Loans
Flexible credit requirements and low down payments (as low as 3.5%) perfect for Des Moines buyers.
VA Loans
Zero-down mortgages with competitive rates for our veterans and active military personnel.
Testimonial
What Our Clients Say About Me
Sarah T.
"She was and is PHENOMENAL to work with! She is an angel sent from God and an answer to my prayers... I can safely say that I am a homeowner! I would recommend anyone looking to purchase a home to work with Marlen because she will do everything possible to take care of her clients!"
- Neema M., Waukee, IA
John M.
"Marlen Maddux is an excellent loan officer, very patient and always informed me about any details on my application process. Amazing person always trying to help her clients."
- First-time Homebuyer, Des Moines, IA
Emily R.
"Marlen was extremely professional and helpful throughout the home buying process... Her communication with me was timely and kept in touch every step of the process."
- Luis S., Des Moines, IA
Estimate Your Payments
Use our mortgage calculator to estimate your monthly payments and see how much home you can afford.
Mortgage Calculator
Estimated Monthly Payment
This calculator is for educational purposes only. Actual rates, payments, and costs may vary.
FAQ
Frequently Asked Questions
First-Time Home Buying
FHA / VA / USDA Loans
Spanish-Speaking Borrower Support
Des Moines & Iowa Local Questions
Pre-Approval & Next Steps
Service Areas - Central Iowa Lending Specialist
As your trusted Des Moines mortgage broker, I provide comprehensive Iowa home loans throughout Central Iowa:
Primary Service Areas
Des Moines - Comprehensive mortgage solutions for urban homebuyers
West Des Moines - Specialized West Des Moines real estate financing
Urbandale - Local Urbandale mortgage specialist services
Ankeny - Growing community home loan expertise
Extended Coverage
Johnston - Suburban family financing solutions
Polk City - Rural and suburban loan programs
Clive - Luxury home financing expertise
All of Central Iowa - Serving the greater metro area
Licensed in Iowa, Indiana, and Minnesota with deep local market knowledge.
Located in Urbandale, just minutes from Living History Farms.
3917 121st St
Urbandale, IA 50323
Capture Your Dream Home
Community Engagement
IES Presentation 2024 Strategies to differentiate your business
Presentation at the Immigrants Entrepreneurial Summit on the 16th of November 2024. Sharing her story of Marlenmadduxhomes.com She shares how she connects largely with the community.
Connecting with the community at the African Youth Summit 2024
I share my journey with African Youth and their mentors at an annual African Youth Summit 2024 edition in Des Moines, Iowa.
English & Español
My Promise to You
I help homebuyers in the Des Moines metro get clear on their options and confident about next steps—without the jargon. I'm currently a Mortgage Lender at American Pacific Mortgage (NMLS 1850) and I share quick tips and resources here. Opinions are my own.
Ready to Take Control of Your Future?
Book your appointment today and let us guide you towards your home buying success!
Locally licensed in Urbandale, just minutes from Living History Farms.