Financing Without Limits
Custom Mortgage Solutions for Luxury Properties in West Des Moines & Central Iowa.
Marlen Maddux - Mortgage Loan Officer
American Pacific Mortgage (NMLS #1850)
3917 121st St
Urbandale, IA 50323
Phone: (515) 865-0245
NMLS: #1622760
When Standard Loans Aren't Enough
In 2025, if you need to borrow more than the standard conforming limit (approx. $766,550+), you need a Jumbo Loan. We offer specialized underwriting for high-value estates.
The Facts
✅ Higher Loan Limits: Borrow up to $2M+ with competitive rates.
✅ Flexible Down Payments: Options available with 10-15% down (credit dependent).
✅ Luxury Condos: Approved financing for high-rise units in downtown Des Moines.
✅ Second Homes: Purchase your vacation property or lake house.
Préstamos Jumbo (Casas de Lujo)
Para casas que exceden los límites de préstamo convencionales.
✅ Montos Altos: Financiamiento superior a $766k.
✅ Tasas Competitivas: Acceso a capital privado con excelentes intereses.
✅ Atención VIP: Servicio discreto y personalizado.
FAQ
Frequently Asked Questions
Do Jumbo loans require 20% down?
Not always. Depending on your credit score and reserves, we have options with as little as 10% or 15% down.
Are interest rates higher for Jumbo loans?
Historically, yes, but currently, Jumbo rates are often very competitive and sometimes even lower than conventional rates due to high demand for quality assets.
English & Español
My Promise to You
I help homebuyers in the Des Moines metro get clear on their options and confident about next steps—without the jargon. I’m currently a Mortgage Lender at American Pacific Mortgage (NMLS 1850) and I share quick tips and resources here. Opinions are my own.
Ready to Take Control of
Your Future?
Book your appointment today and let us guide you towards your home buying success!
Book your appointment today and let us guide you towards consistent success in the markets. Get started now and unlock your true potential!
Book your appointment today and let us guide you towards consistent success in the markets. Get started now and unlock your true potential!
Marlen Maddux - Mortgage Loan Officer
American Pacific Mortgage (NMLS #1850)
3917 121st St
Urbandale, IA 50323
Phone: (515) 865-0245
NMLS: #1622760
© Copyright 2026. Marlen Maddux. All Rights Reserved.